Creating a Win-Win Scenario While Preserving Equity

In today’s ever-evolving real estate landscape, finding a one-size-fits-all solution can be as elusive as a unicorn. While the traditional sale often shines as the go-to choice, it’s essential to recognize that this path doesn’t suit everyone’s needs. This is where our Non-Traditional Loan Assumption Program steps in, offering a tailored solution that addresses specific challenges faced by many listings in today’s dynamic markets.

The Need for Non-Traditional Solutions

Our program isn’t a universal remedy, but it does provide a lifeline for listings with low equity or properties that linger on the market due to unwavering sellers’ price expectations. In an era of soaring interest rates, where banks seem to reap the benefits, it’s time for a change. It’s time to regain control and chart your financial destiny.

How Our Program Unfolds

Modest Cash Flow Objectives: Our primary objective is to secure a steady cash flow by placing a tenant in the property. Depending on the location, we can often operate as mid-term or short-term rental providers.

Full Asking Price Potential: We strive to meet the full asking price, even considering previous price reductions, making the deal all the more appealing.

Covering Closing Costs: We take care of all closing costs on both ends of the transaction, relieving your client of this financial burden.

Waiving Buyer’s Agent Fee: By representing ourselves in the transaction, we waive the buyer’s agent fee, ensuring that your client retains more of their money.

Shared Commission: We offer to cover 50% of the commission, with your client responsible for the remaining half. This is the only financial obligation they bear throughout the entire transaction.

Mortgage Transition: At the close, we take over the title and assume responsibility for the mortgage, servicing it through a trusted third-party company. Your client is relieved of this responsibility, and the funds are automatically transferred to service the debt.

Equity Payment Plan: In most cases, we make a down payment toward your client’s equity at the close of escrow, with the remaining amount disbursed in convenient monthly installments.

Flexibility Tailored to Your Needs

In general, our upfront offers are adaptable to your specific needs and those of your clients. Common concerns often revolve around the ability to purchase the next property, and we want to assure you that we are well-equipped to structure our offers to align with your sellers’ requirements. Whether it’s the immediate aftermath of the sale or a year down the road, you can trust that we will continue to provide our services and support.

Get Started: Collect Essential Information

Ready to offer your clients a tailor-made solution? We’re here to assist you. Begin by gathering crucial details about your client’s debt structure. Use our template to collect information about their property’s mortgage, monthly payments, mortgage type, and other relevant details. Your expertise, coupled with our program, can unlock new opportunities in the market.

Client Debt Structure Information Template

Please take a moment to provide the requested information using the template below. Your input will help us tailor a solution that best suits your client’s needs.

Is the property currently under a mortgage?
If yes, what is the remaining balance on the mortgage?
What are the monthly payments, including taxes and insurance?
What type of mortgage is in place (e.g., FHA, VA, Conventional, etc.)?
Are there any forbearances or arrears associated with the mortgage?
Are there any HOA payments for the property?
Are there any ongoing solar payments?
Are there any rental restrictions in place for the property?

You can enter these details at the following link –> Debt Structure Questionnaire

What Happens Next?

Once you’ve gathered the essential debt structure information from your clients using the template provided, simply submit the info through the link above or contact us by text/call at (254)276-2555. We’ll promptly start crafting a tailored offer for both you and your clients. After we’ve prepared the offer, we’ll be in touch to review it together. We also offer the option of a three-way call with you and your seller to address any questions or concerns in real-time. This not only streamlines the process but can significantly assist in closing the listing and ensuring a successful outcome for all parties involved.

Thank you for your time, and we eagerly anticipate the opportunity to assist you and your valued clients.